Insurance benefits
We offer a range of insurance benefits that give your employees the ability to provide for themselves and their families when they are no longer able to.
Death benefits
- Lump sum death benefit
- Spouse’s and children’s pension benefit
- Children’s education benefit (pdf)
- Spouse’s death benefit
- Lump sum accidental death benefit
- Funeral benefit
Disability benefits
- Lump sum disability benefit
- Income disability benefit
- Disability 2.0 (pdf)
- Temporary income disability benefit
Critical illness benefits
- Core benefit
- Comprehensive benefit
Insurance flexibility
FlexiCovers lets employees decide how much cover they need.
Members on the Provider and Entrepreneur product options have access to FlexiCovers. This means that they can increase or decrease their insurance benefit and only pay for the cover that they need to suit their personal circumstances. For example, they can increase their amount of insurance cover when they have a child and then decrease it when their child leaves home and they are closer to retirement.
Award-winning Smart Underwriting
Our Smart Underwriting solution won a Silver Loerie Award in 2018 in the Service Design Category. It was the first group insurance digital underwriting process available in South Africa. It allows members to complete their underwriting by answering a few short questions about their health and lifestyle in a fully secure and private digital space.
Wellness Care Centre
When a medical condition prevents a member from working, we step in with expert support. Our multidisciplinary team uses medical, forensic, legal, and technical expertise to assess each case comprehensively and fairly. We also assign a dedicated case manager to every disability claimant, ensuring personalised guidance and support throughout the claims process.
